Kim Stawicki__RE/MAX Realty Access__724-864-2200
    
   9173 Rt. 30, Irwin, PA___ Each office independently owned & operated.




Are you facing foreclosure or bankruptcy?


Before things get out of your control, call me for an analysis of your options.  It's free and confidential. 


Do you know the laws? Please Be Aware!!!


FAIR HOUSING LAW NOTICE

PLEASE BE AWARE... that Federal and State laws make it ILLEGAL for any person to discriminate against another.  (Refuse to sell, show, rent, or buy properties.)

PLEASE BE AWARE... that the following Fair Housing Laws apply to all home buyers and sellers. Failure to comply with these laws may result in Federal or State fines or lawsuits by injured parties.

The Federal Civil Rights Act of 1968 and subsequent laws prohibit discrimination based upon:

Ø  RACE, including ETHNIC CHARACTERISTICS;

Ø  COLOR;

Ø  RELIGION;

Ø  SEX;

Ø  HANDICAP;

Ø  FAMILIAL STATUS;

Ø  NATIONAL ORIGIN.

The Pennsylvania Human Relations Act of 1955 and subsequent laws additionally prohibit discrimination based upon:

Ø  AGE;

Ø  ANCESTRY;

Ø  RELIGIOUS CREED;

Ø  DISABILITY, including USE OF & HANDLING & TRAINING OF GUIDE ANIMALS.

PLEASE BE AWARE... that I will abide by all applicable laws.  Further, if witness to any violation, I have a duty and obligation under the law and the Realtor® Code of Ethics to address and report the violation.


Selling Your Home


 

Selling your home is an involved process that affects you, your family, and your future.  Before you begin the process, you'll want to ensure that you have the most up-to-date information. 

  • When should you sell? 
  • What have comparable homes sold for in the past 6 months?
  • How do you get the best price?
  • What kinds of improvements should be made prior to marketing your home? 

I can help you with the answers.

Today's home buyers are educated and have a lot of choices.  In this "Buyer's Market", a home that sits on the market too long due to over-pricing or needed updates develops a "What's wrong with it?" question in their minds.  A professional agent will help you avoid those pitfalls and give you sound advice, making your home sell faster and for more money.  As difficult as it sometimes may be to do, a good agent will tell you the truth, not what you want to hear...a tough thing for most people. 

Please contact me if you want an honest evaluation, or if you have any questions about selling your home.

The home selling reports below will assist you in answering many of the questions that arise during your home selling process.  When you're armed with the right information, and an experienced real estate professional, you'll be closer to reaching your goal - selling your home fast, and for the best price.

Just select desired reports you would like to receive below, and complete the form provided.  Don't worry, your information goes only to me and I will respect your privacy.

Common Selling Mistakes
Learn the top nine selling mistakes, and what steps you can take to avoid them.
Selling Your Home
Remember what first attracted you to your house when you bought it? What excited you about its most appealing features? Now that you're selling your home, you'll need to look at it as if you were buying it all over again.
Surviving the Sale
Getting a good price for your home is important, but minimizing stress and simplifying the selling process can be just as essential.
The Right Selling Price
When you’re selling your home, the price you set is a critical factor in the return you’ll receive. Learn several factors to base the assessment of your home.
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CONSUMER NOTICE
THIS IS NOT A CONTRACT
 
In an effort to enable consumers of real estate services to make informed decisions about the business relationships they may have with real estate brokers and salespersons (licensees), the Real Estate Licensing and Registration Act (RELRA) requires that consumers be provided with this Notice at the initial interview.
Licensees may enter into the following agency relationships with consumers:
 
Seller Agent
As a seller agent the licensee and the licensee's company works exclusively for the seller/landlord and must act in the seller's/landlord's best interest, including making a continuous and good faith effort to find a buyer/tenant except while the property is subject to an existing agreement. All confidential information relayed by the seller/landlord must be kept confidential except that a licensee must reveal known material defects about the property. A subagent has the same duties and obligations as the seller agent.
 
Buyer Agent
As a buyer agent, the licensee and the licensee's company work exclusively for the buyer/tenant even if paid by the seller/landlord. The buyer agent must act in the buyer/tenant's best interest, including making a continuous and good faith effort to find a property for the buyer/tenant, except while the buyer is subject to an existing contract, and must keep all confidential information, other than known material defects about the property, confidential.
Dual Agent
As a dual agent, the licensee works for both the seller/landlord and the buyer/tenant. A dual agent may not take any action that is adverse or detrimental to either party but must disclose known material defects about the property. A licensee must have the written consent of both parties before acting as a dual agent.
 
Designated Agent
As a designated agent, the broker of the selected real estate company designates certain licensees within the company to act exclusively as the seller/landlord agent and other licensees within the company to act exclusively as the buyer/tenant agent in the transaction. Because the broker supervises all of the licensees, the broker automatically serves as a dual agent. Each of the desig­nated licensees are required to act in the applicable capacity explained previously. Additionally, the broker has the duty to take reasonable steps to assure that confidential information is not disclosed within the company.
· In addition, a licensee may serve as a Transaction Licensee.
A transaction licensee provides real estate services without having any agency relationship with a consumer. Although a transac­tion licensee has no duty of loyalty or confidentiality, a transaction licensee is prohibited from disclosing that:
·   The seller will accept a price less than the asking listing price,
·   The buyer will pay a price greater than the price submitted in the written offer, and
·   The seller or buyer will agree to financing terms other than those offered.
Like licensees in agency relationships, transaction licensees must disclose known material defects about the property.
Regardless of the business relationship selected, all licensees owe consumers the duty to:
 
·   Exercise reasonable professional skill and care which meets the practice standards required by the RELRA.
·   Deal honestly and in good faith.
·   Present, as soon as practicable, all written offers, counteroffers, notices and communications to and from the parties. This duty may be waived by the seller where the seller's property is under contract and the waiver is in writing.
·   Comply with the Real Estate Seller Disclosure Law.
·   Account for escrow and deposit funds.
·   Disclose, as soon as practicable, all conflicts of interest and financial interests.
·   Provide assistance with document preparation and advise the consumer regarding compliance with laws pertaining to real estate transactions.
·   Advise the consumer to seek expert advice on matters about the transaction that are beyond the licensee's expertise.
·   Keep the consumer informed about the transaction and the tasks to be completed.
·   Disclose financial interest in a service, such as financial, title transfer and preparation services, insurance, construction, repair or inspection, at the time service is recommended or the first time the licensee learns that the service will be used.
·The following contractual terms are negotiable between the licensee and the consumer and must be addressed in an agree­ment/disclosure statement:
 
·   The duration of the licensee's employment, listing agreement or contract.
·   The licensee's fees or commission.
·   The scope of the licensee's activities or practices.
·   The broker's cooperation with and sharing of fees with other brokers.
·All sales agreements must contain the property's zoning classification except where the property is zoned solely or primarily to permit single family dwellings.
·   The Real Estate Recovery Fund exist to reimburse any person who has obtained a final civil judgement against a Pennsylvania real estate licensee owing to fraud, misrepresentation, or deceit in a real estate transaction and who has been unable to collect the judg­ment after exhausting all legal and equitable remedies. For complete details about the Fund, call (717) 783-3658.
Before you disclose any financial information to a licensee, be advised that unless you select a business relationship by signing a written agreement, the licensee is NOT representing you. A business relationship is NOT presumed.

 

 

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